First Commerce Bancorp reported net income rose 32 percent to $932,000 for the second quarter ended June 30, compared with net income of $706,000 for the same period in 2006. For the first half of the year, the Encino-based bank reported earnings rose 25 percent to $1,747,000 for the first six months of 2007 compared with $1,399,000 for the same period last year. Assets rose 9 percent to $276,726,000 as of June 30. Net loans were $229,784,000 as of June 30, 2007, up 23 percent from the prior year period, and deposits increased 8 percent to $241,153,000.